Free markets are based on risk and will always be prone to particular failure. Only government attempts to prevent or compensate for particular failure can threaten the systemic variety.
http://opinion.financialpost.com/2011/04/19/peter-foster-keynesianism%E2%80%99s-systemic-failure/
http://opinion.financialpost.com/2011/04/19/peter-foster-keynesianism%E2%80%99s-systemic-failure/
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